Cascade Crew

Jason_Culbertson · Posted: Sun Feb 01, 2009 1:37 am Post subject: a sad day for my bird

so today has to be the sadest day for my bird as i took a look at insurance quotes today and i came to a realization that this car is gunna run me dry right now so im taking offers/trades right now for her. im looking for a MK2 VW or Audi to eat civics for lunch then take me and my friends to dinner to laugh about it, dont worry ill get another 3rd gen later in life but for right now it isnt the best car for me.

GREG DAVIDSON · Posted: Sun Feb 01, 2009 1:43 am Post subject:

whats wrong with it ??

Jason_Culbertson · Posted: Sun Feb 01, 2009 1:45 am Post subject:

it smokes a little when u start it up and it needs a headliner

GREG DAVIDSON · Posted: Sun Feb 01, 2009 1:48 am Post subject:

oh yea duh you mean ins paymants lol sorry its a little late Laughing

should just go with base liability until you can afford better mho

Jason_Culbertson · Posted: Sun Feb 01, 2009 1:49 am Post subject:

evan thats too much (about 350 a month)

GREG DAVIDSON · Posted: Sun Feb 01, 2009 1:54 am Post subject:

dam !!!!!! did you shop around ?? my little bros looking at bout 150 for base right now im paying like 45 for two cars but then again im not so young anymore but daaaaaaaaaam

Jason_Culbertson · Posted: Sun Feb 01, 2009 2:00 am Post subject:

yea well im 16 and its a hot rod, + i havent taken drivers ed

Twilightoptics · Posted: Sun Feb 01, 2009 2:20 am Post subject:

Smoke when starting up is a $50 fix. Headliner... just take it out. I've run without for years. Even a new one is under $200.

I hardly see that as running you dry!

Jason_Culbertson · Posted: Sun Feb 01, 2009 2:23 am Post subject:

no the insurance is gunna run me dry

flea · Posted: Sun Feb 01, 2009 2:45 am Post subject:

all I can suggest is to enroll in drivers ed, get good grades 3.0 and better. (its not that hard and it is worth it) and put car in a parents name have them insure it and add you to the policy. Even if you pay all of it, it should be much less than 350 per month that way.

Unless I'm mistaken, It does happen, then you need drivers ed to get the license anyway at 16. So not having drivers ed should be a nonstarter anyway.

http://www.dol.wa.gov/driverslicense/teens.html

Now I'm not preaching about what you have to have, but clearly your trying to do it all above board and as such drivers ed is required for the license any way, so get that quote again, include drivers ed and see where it stands. Also pretend you are your mom include her age etc and add a teen driver see what it says. I insured my 17 year old in an acura for 50.00 above my policy. keep shopping and mess with the numbers you plug in.

aaron_sK · Posted: Sun Feb 01, 2009 3:01 am Post subject:

Driver's ed should pay for itself in about six months bro. Plus you need to get your car (and yourself) put on your parents policy, at least until you're 18. That should bring it down to the 100-150 per month range.

BTW, if you've only got base liability, they're not going to differentiate between your Firebird and any other car anyway.

91RSVert · Posted: Sun Feb 01, 2009 6:23 am Post subject:

Your insurance is gonna be sky high no matter what you drive. Your a teenage driver with "no experience".

Go get them quotes on them other cars and I bet they might be 20-30 bux cheaper a month.

Ask about any discounts you can get as mentioned... drivers ed, good student, defensive driving(yes, thats another class), etc.

Dewey316 · Posted: Sun Feb 01, 2009 6:52 am Post subject:

I agree with everyone else. Get quotes on several other cars. When I first bought my camaro, (I has just turned 1 Cool

, the insurance really was not all the much more than it was on my old Datsun wagon. Being a teenager, insurance is going to be expensive, there is no way around that. IIRC, I paid $187/mth when I was 18 for the camaro, with full coverage (hey, it was still a semi-new car then!), my datsun, with ONLY liability cost me $130/mth. Liability alone on the camaro would have been about $140, so that was not much of a change.

I would also talk to your parents about trying to get on a driver on their policy, that will make the single biggest difference in the cost of your insurance. My same Datsun, when I was 16, and on my parents policy, cost a whopping $26/mth to add on their policy, compared to the $130 I has to pay for it on my own policy after I turned 18.

--John

QwkTrip · Posted: Sun Feb 01, 2009 9:38 am Post subject:

popballz · Posted: Sun Feb 01, 2009 9:38 am Post subject:

i am on the insurance with my dad and it says that the Firebird is his primary vehicle and i drive a ford contour, so it works out to be cheaper that way,
(but i really drive the Firebird if that confused you)

you should try it that way if your parents will let you.

or you could trade for my little v6! that would make it cheaper! Laughing

Jason_Culbertson · Posted: Sun Feb 01, 2009 1:00 pm Post subject:

my mom thinks that im going to get into a wreak so she wont do that

GREG DAVIDSON · Posted: Sun Feb 01, 2009 1:04 pm Post subject:

just see if you can put it under storage insurance and just get another beater car till you can afford it yourself or just keep it untill i wouldnt sell it, and do alot of shopping around their are lower rates out there

Twilightoptics · Posted: Sun Feb 01, 2009 1:06 pm Post subject:

Hate to say it but your VW or AUDI WILL be more expensive to insure than the thirdgen.

Liability shouldn't cost more than 150-180$ on your own policy if you have good grades and a clean record.

flea · Posted: Sun Feb 01, 2009 1:40 pm Post subject:

iansane · Posted: Sun Feb 01, 2009 1:58 pm Post subject:

[quote="flea"]