Cascade Crew

brandyland · Posted: Mon Mar 31, 2008 2:49 pm Post subject:

Well did the driver who hit your truck have adequate insurance?

Twilightoptics · Posted: Mon Mar 31, 2008 4:46 pm Post subject:

Xophertony · Posted: Mon Mar 31, 2008 5:39 pm Post subject:

adequate? even if she has $500 worth of liability coverage it will be adequate to cover the value of that truck. Wink

the minimum liability coverage in Oregon is $100K. she is liable so it should be covered.

Al Hasse · Posted: Mon Mar 31, 2008 5:46 pm Post subject:

Xophertony · Posted: Mon Mar 31, 2008 5:50 pm Post subject:

Al Hasse · Posted: Mon Mar 31, 2008 5:55 pm Post subject:

Xophertony · Posted: Mon Mar 31, 2008 5:59 pm Post subject:

did they collect from him?

Al Hasse · Posted: Mon Mar 31, 2008 6:06 pm Post subject:

I never found out, but I got my $100 deductable back.

brandyland · Posted: Mon Mar 31, 2008 8:46 pm Post subject:

Chris's insurance would come in to play if the driver that hit him has no insurance or their company won't cover it for some reason.
And then they can be discretionary about certain things such as a rental and how quickly they settle and blah blah blah.
Never trust insurance companies....

Quasi-Traction · Posted: Tue Apr 01, 2008 2:45 pm Post subject:

I don't trust insurance companies either Brandy.

She has GEICO, but I don't know if she has just Liability or Comp and collision also.

I'm just not looking foward to them trying to low-ball me. I know its not a nice truck, but I should get at least $600 for it.

I think that's fair.

Xophertony · Posted: Wed Apr 02, 2008 1:11 am Post subject:

kbb lists "fair" private party condition with 150000 miles as $755. thats on an 88. kbb only goes as far back as 88 now, that can't be right....

dealer retail is $1500 Shocked

so to replace it you would have to spend $1500 take that to the insurance company.

Quasi-Traction · Posted: Wed Apr 02, 2008 12:37 pm Post subject:

Yeah, I checked out the same thing. I'll be happy with $1000, but I don't think I'll get that, at least not without pitching a serious fit.

Mileage is 140,340. I talked with my friends Father-in-law who bought the truck new in 1990, so its verifiable.

Xophertony · Posted: Wed Apr 02, 2008 12:42 pm Post subject:

ohh it's a 90. that makes it even more valuble.

by the way, pitch a fit. here is why:
1. f**k insurance companies
2. Money is good, you need it to get another driver
3. f**k insurance companies.
4. the system by which people are compensated for damages in this country is skewed. if my firebird gets totaled i will get WAY less then it's value, and less then it would cost to repace, but if i spill coffee that i knew was hot in my lap, because i am too much of a dumb f**k to take the lid that mcdonalds puts on all coffee cups, and burn myself i can get 6 billion dollars.
5. f**k insurance companies.

damn... i want 6 billion dollars. Sad

Schultzy89GTA · Posted: Wed Apr 02, 2008 1:01 pm Post subject:

blue89 · Posted: Wed Apr 02, 2008 1:06 pm Post subject:

Insurance companies can go lick a stick. if everyone at least carried liability at least the stoopid people who cause accidents can have them taken care of. But I'm 100% behind you on vehicle cost/replacement.

91RSVert · Posted: Wed Apr 02, 2008 5:37 pm Post subject:

Have you replaced any parts on truck recently? If so, provide recpit.

When they hand you a "quote" ask them if that covers...
Sales tax on new(er) ride.(does your state have tax on used cars?)
Re-registration of new(er) ride.
higher insurance rates due to new(er) ride.
Compensation for "inconvenience" (sp?)

Yes, when mine was totalled, we got all that shizzle. Had to put up a fight, but got it.

Xophertony · Posted: Wed Apr 02, 2008 5:54 pm Post subject:

aaron_sK · Posted: Wed Apr 02, 2008 6:34 pm Post subject:

Xophertony · Posted: Wed Apr 02, 2008 8:15 pm Post subject:

yeah, pretty much.