Cascade Crew

Xophertony

Got rear ended/side swiped by a guy in an RV. We exchanged info and I am currently waiting on a callback from his insurance company. He admitted fault at the scene, and was a very nice guy. And yes, that hole goes all the way through. Rolling Eyes

aaron_sK · Posted: Sat Sep 28, 2013 10:59 am Post subject:

Sorry to ask, but is time for a free totaled-out check and a cheap buyback?

chevymad · Posted: Sat Sep 28, 2013 12:11 pm Post subject:

I bet its totalled. Might be time to evaluate if its cheaper to replace with better.

Quasi-Traction · Posted: Sat Sep 28, 2013 5:17 pm Post subject:

Xophertony · Posted: Sun Sep 29, 2013 9:34 am Post subject:

My current plan is to take the check, and then see about parting the car or not. I will probably part it/scrap it when the insurance runs out. I can take public transit to work and I think I am ready to not have a daily driver.

Last time the car was totaled (the garbage truck) I did not have to buy my car back, they just gave me money. Wink

aaron_sK · Posted: Tue Oct 01, 2013 8:29 pm Post subject:

If you do decide to part it out hit me up. I would be interested in a package deal on some stuff.

Xophertony · Posted: Wed Oct 16, 2013 4:01 pm Post subject:

Some follow up to the story. The insurance agency of the guy who hit me, heretofore referred to as "insurance company" and I have been going back and forth for a few weeks. here is the much shortened timeline:

9/25/13 - collision

9/27/13 - 1st contact with insurance company.

10/03/13 - estimator came out to asses the damage.

10/08/13 - insurance company called, offered me $651 for the car, which was deemed a total loss. I declined the offer and asked what could be done. I was told to send her comparable vehicles.

10/11/13 - insurance company said the comparable did not change the value of my car. I requested the full report and found out they were devaluing my car for $500+ for interior, engine, and transmission damage. I asked how they could make that assessment, and they finally ceded the point, making a new offer of $1,122. I declined the offer. One of their comparable cars was from the rust belt, I pressed on that. I sent her a few more comparables to use, and she said she would give me a new estimate.

10/14/13 - New report from insurance company, value of my car adjusted up by $11. rust belt comparable still there. I called the guy who was advertising the car. He turns out to be an enthusiast, and a TGO member. He gives me the real info on the car, the rust, the engine problems, the interior and paint issues. I tell the insurance company to throw that one out, and either average the other two of the three cars, or use an alternate.

10/16/13 - New offer made of $1,275. I accepted.

So this 1,200 is going into a special savings account labeled "LSx Swap". The research and part hunting begins now. That or I am buying a 2 door Chevett/T1000 and slapping this 2.8 into it, Hardcore style. Twisted Evil

aaron_sK · Posted: Wed Oct 16, 2013 4:28 pm Post subject:

Do you mind naming names, or do you want to wait until the check clears? Laughing

I'm always curious to see what insurance companies try to fight with you.

$1200 isn't bad, especially considering the previous damage. I hate to be a downer but it's more than you could have gotten for it if you had sold it outright.

Xophertony · Posted: Wed Oct 16, 2013 11:22 pm Post subject:

I would have been happy with the $1122. Before I called the insurance company I decided I would not accept less than $1,000; but I was relay hoping for 1,200. The last time my car was totaled I got 1,400. Had I sold it outright I probably would have been able to get 1,000 if I was willing to wait for the right buyer, 500-700 if I needed it gone.

I'll wait until the check is in hand before I name names. Wink

from what I have heard, if you are not the insured motorist, but rather the guy on the receiving end, they will ALWAYS offer you about 40% less than what they think is fair.

Quasi-Traction · Posted: Thu Oct 17, 2013 5:42 pm Post subject:

Xophertony · Posted: Fri Oct 18, 2013 9:07 am Post subject:

You think? I don't watch the thirdgen market as much as you. here is the lowdown:

235K miles
needs a windshield replaced.
tires about 50%
intirior in good shape
hood in rough shape.
paint in general in rough shape.
rear quarter has a HOLE in it.
front right fender still badly damaged from the dump truck, and needs to be replaced.
needs a new alternator (the voltage regulater has failed, causing the alternator to bounce in and out of charge mode sometimes making the engine surge)

Think I can get more than $500 for it?

aaron_sK · Posted: Fri Oct 18, 2013 4:59 pm Post subject:

You will make more parting it and scrapping the shell then you will selling it outright.

chevymad · Posted: Fri Oct 18, 2013 5:12 pm Post subject:

You did pretty good with that insurance company. When our Formula was totalled we got $1800, the car and a whole lotta attitude.

Had to love the seattle insurance person telling me "that's a really old car, but you people seem to like it"

Quasi-Traction · Posted: Sat Oct 19, 2013 3:19 pm Post subject:

Xophertony · Posted: Mon Oct 21, 2013 5:33 pm Post subject:

QwkTrip · Posted: Tue Oct 22, 2013 4:24 pm Post subject:

He means these people

chevymad · Posted: Tue Oct 22, 2013 4:41 pm Post subject:

Imagine that family's hairspray bill..

rjmcgee · The Hammer Joined: 08 Jan 2004 Posts: 2320

RSFreak · Posted: Thu Nov 07, 2013 9:49 pm Post subject:

Xophertony · Posted: Thu Nov 07, 2013 10:40 pm Post subject: